Terms of Service

These Terms of Service ("Terms") govern your access to and use of the DashingCapital platform and website (the "Service") operated by DashingCapital ("DashingCapital", "we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. The Service

DashingCapital provides AI-powered deal intake, structuring, scoring, and routing software for the hard money lending industry. The Service automates the collection and organization of deal information and routes structured deal packages to lenders who have registered on the platform. Lenders and brokers are independent businesses and are solely responsible for their own lending, compliance, and business decisions.

2. Accounts and Eligibility

To use the Service you must be at least 18 years old and capable of entering a legally binding agreement. By creating an account you represent that all information you provide is accurate and current. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account.

We reserve the right to suspend or terminate accounts that violate these Terms, provide false information, or engage in fraudulent activity.

3. Subscription and Billing

The following billing terms apply to lenders and brokers (paying subscribers). Borrowers who submit deals through the platform do not pay DashingCapital.

• → Free trial. New lender and broker accounts start on a free trial — no credit card required — which includes a limited number of packaged deals (currently three). After the trial cap, a paid subscription is required to keep packaging deals.
• → Subscription. Paid plans are billed as a recurring subscription at the price shown on the pricing page at the time of purchase. Billing is handled by Stripe.
• → Cancellation. You may cancel at any time; the account returns to trial status and the trial cap re-applies.
• → No refunds. Subscription fees are non-refundable except as required by applicable law.
• → Price changes. We will provide at least 30 days' notice before changing subscription pricing. Continued use after the effective date constitutes acceptance.

4. Acceptable Use

You agree not to:

• — Submit false, misleading, or fraudulent deal information
• — Use the Service for any unlawful purpose or in violation of any applicable law or regulation
• — Attempt to reverse engineer, scrape, or extract our AI models or data
• — Interfere with or disrupt the integrity or performance of the Service
• — Share account credentials or resell access to the Service without written permission
• — Use the Service to harass, spam, or send unsolicited communications

5. Deal Data and Borrower Information

By submitting a deal through the Service, borrowers and brokers consent to DashingCapital processing that deal information through our AI pipeline and routing a structured deal package to matched lenders on the platform. Lenders agree to use borrower data only for the purpose of evaluating the submitted deal and to comply with all applicable privacy and lending laws.

DashingCapital is not responsible for how lenders use deal information after it is delivered. Lenders are independent parties and DashingCapital makes no representations about the suitability, reliability, or actions of any lender on the platform.

6. Intellectual Property

The Service, including its AI models, algorithms, UI, and all content produced by DashingCapital, is owned by DashingCapital and protected by intellectual property laws. These Terms grant you a limited, non-exclusive, non-transferable license to use the Service for its intended purpose.

You retain ownership of the deal data and information you submit. By submitting data, you grant DashingCapital a license to process, store, and transmit that data to provide the Service and, in aggregate and de-identified form, to improve our AI models.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. DashingCapital does not warrant that the Service will be uninterrupted, error-free, or that deal routing will result in a loan commitment from any lender.

8. Limitation of Liability

To the maximum extent permitted by applicable law, DashingCapital shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of business opportunities, arising from your use of or inability to use the Service, even if advised of the possibility of such damages. Our total aggregate liability shall not exceed the fees paid by you in the three months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless DashingCapital and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service, your violation of these Terms, or your submission of false or misleading deal information.

10. Termination

Either party may terminate a subscription at any time. You may cancel by contacting us at hello@dashingcapital.com. Cancellation takes effect at the end of the current billing period; no refund is issued for the remaining period. We may terminate or suspend your account immediately if you breach these Terms.

11. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law provisions. Any dispute arising from these Terms or your use of the Service shall be resolved by binding arbitration administered under the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction to prevent irreparable harm.

12. Changes to These Terms

We may modify these Terms at any time. We will provide at least 14 days' notice for material changes by email and by updating the "Last updated" date above. Your continued use of the Service after the effective date of the updated Terms constitutes acceptance.

14. Contact Us

For questions about these Terms, contact us at: